Stop typing in what your bank already told you.
Every debit and deposit SMS becomes a clean, categorized line in your ledger, automatically, from your iPhone or Android phone. No spreadsheets, no bank passwords.
Add Khata to your home screen- No duplicates
- SMS encrypted at rest
- Nothing sent to AI unless you ask
Reads alerts from
How it works
Set it up once. Never type a transaction again.
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01
Your bank texts you
The same debit and deposit alerts you already get, from any Nepali bank or wallet.
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02
Your phone forwards it
One Shortcuts automation sends each alert to your private link. Takes about three minutes to set up.
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03
Khata files it
Amount, date, shop and category: read, de-duplicated and added to your monthly reports.
No duplicates
Fire the shortcut twice, get one row.
Every SMS is keyed on bank, account and reference (or a fingerprint when the bank omits one).
Honest categories
Deposits aren't automatically income.
Salary, transfers from family and refunds stay separate. Your rules beat guesses, and unknown shops stay Uncategorized.
Private by default
Raw SMS is encrypted at rest.
Your phone only gets a revocable link. No bank passwords, no database credentials, nothing sent to an AI unless you ask.
Cash too
Add what the bank doesn't see.
Cash spending and banks without SMS go in by hand, right next to everything else.
Clear reports
Where the money went, every month.
Categories, shops, payment channels and accounts, with a six-month trend in lakh-style numbers.
Yours to keep
Delete everything in one step.
Sign out any device, change your password, or permanently erase your data whenever you want.
Your bank already keeps the data. Let Khata keep the books.
Free, private, and set up in a few minutes.